When using the TD mobile app, how do I send money via Interac e-Transfer?

We found a perfect fit with:

INTERAC e-Transfer: How Do I Send Money?

You'll need the recipient's email address or mobile number to send money via Interac e-Transfer®. If you're a TD Bank Business Banking customer, you can use EasyWeb or the TD Bank app to send money directly to a recipient's bank account.   

On EasyWeb

Simply accessing EasyWeb:

1. Select Interac e-Transfer from the menu on the left.

Second, make sure that "Send Money" is picked from the Interac e-Transfer menu.

Select the account you want to send money from in the Choose an Account dropdown.

4. Enter the amount you wish to send into the Amount field; keep in mind the 'Available to Send' limit shown at the top of the screen.

5. Choose the individual or company you are paying from the Recipient menu.

If the recipient is not already in your address book, you can add them by clicking Add New and filling out their information.

Choose the appropriate option for the recipient's preferred method of receiving messages from the Send Method dropdown menu if you're a Business Banking customer. Proceed to Step 12 if you would like to have your funds deposited directly into your account.

The money will be deposited into the recipient's account without them having to answer a security question and provide an answer if they have Autodeposit turned on.

Due to the irreversible nature of Autodeposit transactions, it is critical that the recipient's name, email address, and phone number all match what was entered. If everything checks out, you can move on to the next section.

Make sure you and the person you're sending money to can answer the security question you create if they haven't set up auto-deposit by clicking here if you want to send them money and they haven't already.

9. Enter the answer to the security question you just made in the Answer field.

Always keep the answer to your security question to yourself. It must not be sent via electronic means (e. g message boards, and e-mail)

Keep in mind that if anyone other than the intended recipient accesses the Interac e-Transfer and successfully answers the security question, they will be credited with the funds.

10. Re-enter the response to your security question in the Confirm Answer field.

11. You can write a personal note to the recipient if you'd like.

In the Message (optional) field, enter your message. Avoid ever using the message field to reveal the secret question and answer combination.

Once you're done, click the Next button at the bottom of the screen.

Make sure the recipient's banking information is correct before selecting Direct to Account as the Send Method if you are a Business Banking customer; once the payment has been sent, it cannot be revoked.

Business banking customers have the option of adding a message to the recipient, a purpose code, and other remittance details to the transfer.

Simply fill out the Message (optional) field with your thoughts. Never use the message field to reveal the secret question and answer.  

To proceed, click the Next button located at the screen's footer.   

For number 14, you need to double-check everything to make sure it reaches the right person.

Select the Back button if you need to make any changes.

If everything checks out, you can proceed with the transaction by clicking the Send Money button.

Screen 15 displays your transaction confirmation number.

>> See how

By using the TD mobile app

Upon entering your credentials in the TD app:

To send money using the TD app: 1. Launch the app, navigate to the menu at the top, and tap Send Money.

2. Select the "In Canada" tab when sending money from the screen.

3. Choose the receiving account from the From Account dropdown.

Select the individual or company you're paying by using the to dropdown.

Select Add a Contact at the bottom of the list or from the icon in the upper right corner of the screen if the recipient's name is not already there.

5. Enter the amount you wish to send into the Amount field; keep in mind the 'Available to Send' limit shown at the top of the screen.

If you are a Business Banking customer, click the "Send" button, and then choose "Send Using" from the menu that appears. If you selected "Direct to Account," continue to the next section.

If the recipient has enabled Autodeposit, they won't even need to answer a security question to have the money deposited into their account.

Because of the inability to reverse Autodeposit transactions, it is critical that the recipient's name, email address, and phone number all match exactly. If everything checks out, you can move on to the next section.  

If the recipient hasn't already enabled Autodeposit, step eight is to come up with a good security question that only the two of you will know the answer to.

9. Enter the solution to your security question in the Answer field.

The secret answer to your security question must be safeguarded at all times. If you send it via email, text, or any other electronic g electronic mail, social media, etc. )  

Remember that the funds will be deposited to whoever has access to the Interac e-Transfer and correctly answers the security question, regardless of whether or not they are the intended recipient.  

Ten. Re-enter the response to your security question in the Confirm Answer field.

11. You can write a personal note to the recipient if you'd like.

In the Message (optional) field, enter your message. The message field is never the place to reveal the answer to your security question.  

If you're a Business Banking customer and you choose Direct to Account as the Send Method, the money will be deposited directly into the recipient's bank account, and once it's sent, there's no turning back.

Business banking customers have the option of including a message, additional remittance details, and a purpose code with their wire transfers.

Then, at the screen's bottom, select Continue.  

For number 14, you need to double-check everything to make sure it reaches the right person.

Select the Back button if you need to make any changes.  

Select the button labeled "Send Money" to complete the transaction if everything checks out.  

A confirmation number for the transaction will be displayed on the final screen.

Insightful >> Check out how

Communications to Recipients:

If your transfer requires a Security Question and Answer, Interac will notify the recipient via email or text message (typically within 1 minute) and provide a link and instructions. In rare cases, notifications may take up to 30 minutes to reach their intended recipients. The recipient must follow the specified procedures for making the deposit.

When sending money to someone who has been set up for Autodeposit, the recipient will receive a message via email or SMS letting them know that you have sent them money via Interac e-Transfer.

Funds will be deposited into the recipient's account automatically if they have Autodeposit turned on.  

If the sender includes the recipient's email address or mobile phone number in a Direct to Account transfer, the recipient will receive an email or text message notifying them of the deposit.

If the intended recipient does not receive the Interac email after you have entered their address, they should check their "Junk" folder.

Find out what the Direct to Account service entails by reading "What is INTERAC e-Transfer Direct to Account?"